Next Payday Loans

NextPayday - Our Charges

We work with multiple lenders to get the best rates for you. Typical rates are as follows





I don't understand your APR?


"The typical APR” is an APR at or below which the advertiser reasonably expects, at the date on which the advertisement is published, that credit would be provided under at least 66% of the agreements which will be entered into as a result of the advertisement.

APRs are a good way of comparing similar products but are not effective when comparing different products. The following table demonstrates this:





As you can see the APR for the two installment loans are the same but the actual interest repaid as a percent of the loan is hugely different – and much lower with a payday loan.

This is why we focus on telling you very clearly how much you repay in total rather than on the APR.