Next Payday Loans

NextPayday - Repair your Credit Rating

At next payday loans we work with Experian as our credit reference agency. This means that when you apply for a payday loan with us that we check your credit record in order to make a decision as to whether we lend to you, this would leave a footprint on your credit file.


Rebuilding your credit rating

As soon as you repay your loan on your payday, we will report that to Experian, so that they will know that you have repaid your loan. This will help to rebuild your credit rating, as the credit referencing agency can see that you have repaid a loan. We will report this every time you take out a loan and repay it to us. As you gradually improve your credit rating, you will find that you may be able to borrow larger amounts from us and apply for other financial products that you may have been refused for in the past.

However, if you do not repay your loan and fail to contact Nextpayday, this will also be reported to the credit referencing agency, which may have a negative impact on your credit rating.


our plans

  • Well has you are probably aware we have have undertaken a major revamp for 2009
  • We have helped more people year upon year with nextpayday loans and are ahead of expectations

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